Unexpected accidents or severe illness can permanently affect earning capacity. Total and Permanent Disability (TPD) insurance in Australia ensures financial stability when life-changing events occur.
Assurance Life Pro helps Australians secure comprehensive TPD insurance solutions for long-term protection.
What Is TPD Insurance?
TPD insurance provides a lump sum payment if illness or injury permanently prevents you from working. It supports:
Medical treatment costs
Home modifications
Rehabilitation
Daily living expenses
With professional TPD insurance advice, clients gain security and confidence.
Who Needs TPD Insurance?
Homeowners
Parents
Business owners
Manual workers
Professionals
Anyone relying on income should consider disability protection.
How Alliance Life Pro Structures Smart TPD Cover
Our specialists:
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Analyse income & liabilities
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Compare insurer policies
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Structure tax-effective benefits
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Provide claims support
FAQs
Q1. How much TPD cover do I need?
Based on income, debt, dependents, and lifestyle.
Q2. Is TPD insurance expensive?
Premiums are affordable when structured correctly.
Q3. Can I bundle TPD with life insurance?
Yes, bundling reduces premium costs.
Q4. Are claims paid quickly?
Yes, with correct documentation.
Q5. Can policies be updated?
Yes, as financial needs change.
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