Your income is your most valuable financial asset. Without it, meeting everyday expenses becomes challenging. Income protection insurance in Australia ensures that your income continues even if illness or injury prevents you from working.
Assurance Life Pro provides tailored income protection insurance solutions designed to safeguard your earnings and lifestyle.
Why Income Protection Insurance Matters
More than 1 in 3 Australians will experience illness or injury that impacts their ability to work. Without income, mortgage payments, utility bills, and daily expenses can quickly become overwhelming.
With expert income protection insurance advice, you receive income continuity and peace of mind.
Key Benefits of Income Protection Cover
Up to 75% income replacement
Flexible waiting periods
Long-term benefit options
Premium affordability
Tax-deductible premiums
Who Should Consider Income Protection?
Salaried employees
Business owners
Freelancers
Contractors
Medical professionals
Tradespeople
Our income protection brokers assess occupational risks and income levels to recommend optimal cover.
How Assurance Life Pro Helps You Choose the Right Policy
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We ensure:
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Policy comparisons across major insurers
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Personalized benefit structures
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Premium minimisation strategies
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Efficient claims processing
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FAQs
Q1. How much income does insurance replace?
Up to 75% of your pre-tax salary.
Q2. Are premiums tax deductible?
Yes, income protection premiums are generally tax deductible.
Q3. Can self-employed workers apply?
Yes, flexible plans are available.
Q4. How soon can benefits start?
From 14 days to 90 days depending on policy.
Q5. How long do payments last?
From 2 years up to age 65.
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